BÁRBARA BARROSO

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os mais novos a pouparem?

Ainda faz sentido a semanada? Valerá a pena fazer uma conta poupança para os filhos? Deixamos-lhe algumas dicas e sugestões sobre como falar de dinheiro com as crianças e incentivá-las a poupar

𝓓𝓮 𝓹𝓮𝓺𝓾𝓮𝓷𝓲𝓷𝓸 𝓮́ 𝓺𝓾𝓮 𝓼𝓮 𝓽𝓸𝓻𝓬𝓮 𝓸 𝓹𝓮𝓹𝓲𝓷𝓸. 𝓞 𝓭𝓲𝓽𝓪𝓭𝓸 𝓹𝓸𝓹𝓾𝓵𝓪𝓻 𝓮́ 𝓾𝓽𝓲𝓵𝓲𝔃𝓪𝓭𝓸 𝓮𝓶 𝓿𝓪́𝓻𝓲𝓸𝓼 𝓬𝓸𝓷𝓽𝓮𝔁𝓽𝓸𝓼 𝓮 𝓪𝓼𝓼𝓮𝓷𝓽𝓪 𝓽𝓪𝓶𝓫𝓮́𝓶 𝓬𝓸𝓶𝓸 𝓾𝓶𝓪 𝓵𝓾𝓿𝓪 𝓺𝓾𝓪𝓷𝓭𝓸 𝓯𝓪𝓵𝓪𝓶𝓸𝓼 𝓭𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸. 𝓔𝓷𝓼𝓲𝓷𝓪𝓻 𝓸𝓼 𝓶𝓪𝓲𝓼 𝓷𝓸𝓿𝓸𝓼 𝓪 𝓹𝓸𝓾𝓹𝓪𝓻𝓮𝓶 𝓹𝓸𝓭𝓮, 𝓹𝓸𝓻 𝓿𝓮𝔃𝓮𝓼, 𝓹𝓪𝓻𝓮𝓬𝓮𝓻 𝓾𝓶𝓪 𝓽𝓪𝓻𝓮𝓯𝓪 𝓺𝓾𝓪𝓼𝓮 𝓲𝓶𝓹𝓸𝓼𝓼𝓲́𝓿𝓮𝓵, 𝓼𝓸𝓫𝓻𝓮𝓽𝓾𝓭𝓸 𝓺𝓾𝓪𝓷𝓭𝓸 𝓪 𝓰𝓮𝓻𝓪𝓬̧𝓪̃𝓸 𝓭𝓮 𝓬𝓻𝓲𝓪𝓷𝓬̧𝓪𝓼 𝓮 𝓳𝓸𝓿𝓮𝓷𝓼 𝓪𝓽𝓮́ 𝓪𝓸𝓼 𝟏𝟖 𝓪𝓷𝓸𝓼 𝓼𝓪̃𝓸 𝓲𝓷𝓾𝓷𝓭𝓪𝓭𝓸𝓼, 𝓭𝓮 𝓶𝓪𝓷𝓱𝓪̃ 𝓪̀ 𝓷𝓸𝓲𝓽𝓮, 𝓭𝓮 𝓭𝓲𝓿𝓮𝓻𝓼𝓸𝓼 𝓪𝓹𝓮𝓵𝓸𝓼 𝓭𝓮 𝓬𝓸𝓷𝓼𝓾𝓶𝓸 𝓪𝓽𝓻𝓪𝓿𝓮́𝓼 𝓭𝓸𝓼 𝓿𝓪́𝓻𝓲𝓸𝓼 𝓭𝓲𝓼𝓹𝓸𝓼𝓲𝓽𝓲𝓿𝓸𝓼 𝓬𝓸𝓶 𝓸𝓼 𝓺𝓾𝓪𝓲𝓼 𝓬𝓸𝓷𝓽𝓪𝓬𝓽𝓪𝓶.

𝓝𝓸𝓼 𝓾́𝓵𝓽𝓲𝓶𝓸𝓼 𝓽𝓻𝓮̂𝓼 𝓪𝓷𝓸𝓼 𝓽𝓲𝓿𝓮 𝓸𝓹𝓸𝓻𝓽𝓾𝓷𝓲𝓭𝓪𝓭𝓮 𝓭𝓮 𝓪𝓷𝓭𝓪𝓻 𝓭𝓮 𝓷𝓸𝓻𝓽𝓮 𝓪 𝓼𝓾𝓵 𝓭𝓸 𝓹𝓪𝓲́𝓼, 𝓮 𝓽𝓪𝓶𝓫𝓮́𝓶 𝓷𝓪𝓼 𝓲𝓵𝓱𝓪𝓼, 𝓪 𝓭𝓪𝓻 𝓯𝓸𝓻𝓶𝓪𝓬̧𝓪̃𝓸 𝓭𝓮 𝓮𝓭𝓾𝓬𝓪𝓬̧𝓪̃𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪 𝓪 𝓳𝓸𝓿𝓮𝓷𝓼 𝓮 𝓪𝓬𝓪𝓫𝓮𝓲 𝓹𝓸𝓻 𝓬𝓸𝓷𝓯𝓲𝓻𝓶𝓪𝓻 𝓪𝓵𝓰𝓸 𝓺𝓾𝓮 𝓳𝓪́ 𝓭𝓮𝓼𝓬𝓸𝓷𝓯𝓲𝓪𝓿𝓪: 𝓸𝓼 𝓳𝓸𝓿𝓮𝓷𝓼 𝓷𝓪̃𝓸 𝓯𝓪𝓵𝓪𝓶 𝓭𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓷𝓮𝓶 𝓷𝓪 𝓮𝓼𝓬𝓸𝓵𝓪, 𝓷𝓮𝓶 𝓮𝓶 𝓯𝓪𝓶𝓲́𝓵𝓲𝓪. 𝓠𝓾𝓪𝓼𝓮 𝓼𝓮𝓶𝓹𝓻𝓮 𝓺𝓾𝓮 𝓸 𝓽𝓮𝓶𝓪 𝓸𝓼 𝓪𝓹𝓪𝓷𝓱𝓪 𝓪 𝓹𝓪𝓻𝓽𝓲𝓻 𝓭𝓪 𝓪𝓭𝓸𝓵𝓮𝓼𝓬𝓮̂𝓷𝓬𝓲𝓪, 𝓮́ 𝓹𝓸𝓻𝓺𝓾𝓮 𝓼𝓪̃𝓸 𝓪𝓵𝓲𝓬𝓲𝓪𝓭𝓸𝓼 𝓹𝓪𝓻𝓪 𝓮𝓼𝓺𝓾𝓮𝓶𝓪𝓼 𝓭𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓯𝓪́𝓬𝓲𝓵 𝓺𝓾𝓮 𝓬𝓸𝓻𝓻𝓮𝓶 𝓶𝓪𝓵 𝓮 𝓺𝓾𝓮 𝓪𝓬𝓪𝓫𝓪𝓶 𝓹𝓸𝓻 𝓪𝓯𝓮𝓽𝓪𝓻 𝓪 𝓼𝓾𝓪 𝓻𝓮𝓵𝓪𝓬̧𝓪̃𝓸 𝓬𝓸𝓶 𝓸 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓷𝓪 𝓲𝓭𝓪𝓭𝓮 𝓪𝓭𝓾𝓵𝓽𝓪.

𝓔́ 𝓾𝓻𝓰𝓮𝓷𝓽𝓮 𝓺𝓾𝓮 𝓪 𝓮𝓭𝓾𝓬𝓪𝓬̧𝓪̃𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪 𝓰𝓪𝓷𝓱𝓮 𝓮𝓼𝓹𝓪𝓬̧𝓸 𝓷𝓸𝓼 𝓬𝓾𝓻𝓻𝓲́𝓬𝓾𝓵𝓸𝓼 𝓮𝓼𝓬𝓸𝓵𝓪𝓻𝓮𝓼, 𝓶𝓪𝓼 𝓮𝓷𝓺𝓾𝓪𝓷𝓽𝓸 𝓲𝓼𝓼𝓸 𝓷𝓪̃𝓸 𝓪𝓬𝓸𝓷𝓽𝓮𝓬𝓮, 𝓬𝓪𝓫𝓮 𝓪𝓸𝓼 𝓹𝓪𝓲𝓼 𝓪𝓼𝓼𝓾𝓶𝓲𝓻𝓮𝓶 𝓪 𝓻𝓮𝓼𝓹𝓸𝓷𝓼𝓪𝓫𝓲𝓵𝓲𝓭𝓪𝓭𝓮 𝓹𝓪𝓻𝓪 𝓹𝓪𝓼𝓼𝓪𝓻𝓮𝓶 𝓸𝓼 𝓹𝓻𝓲𝓶𝓮𝓲𝓻𝓸𝓼 𝓿𝓪𝓵𝓸𝓻𝓮𝓼 𝓮 𝓮𝓷𝓼𝓲𝓷𝓪𝓶𝓮𝓷𝓽𝓸𝓼 𝓼𝓸𝓫𝓻𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸. 𝓐𝓽𝓮́ 𝓹𝓸𝓻𝓺𝓾𝓮 𝓸𝓼 𝓹𝓪𝓲𝓼 𝓽𝓮̂𝓶 𝓾𝓶 𝓹𝓪𝓹𝓮𝓵 𝓭𝓮𝓽𝓮𝓻𝓶𝓲𝓷𝓪𝓷𝓽𝓮 𝓮𝓷𝓺𝓾𝓪𝓷𝓽𝓸 𝓲𝓷𝓯𝓵𝓾𝓮𝓷𝓬𝓲𝓪𝓭𝓸𝓻𝓮𝓼 𝓭𝓸 𝓹𝓮𝓻𝓯𝓲𝓵 𝓮 𝓶𝓮𝓷𝓽𝓪𝓵𝓲𝓭𝓪𝓭𝓮 𝓭𝓸𝓼 𝓯𝓲𝓵𝓱𝓸𝓼.

Dicas para ensinar a poupar

𝓐𝓹𝓻𝓸𝓿𝓮𝓲𝓽𝓪𝓷𝓭𝓸 𝓸 𝓶𝓸𝓽𝓮 𝓭𝓸 𝓓𝓲𝓪 𝓜𝓾𝓷𝓭𝓲𝓪𝓵 𝓭𝓪 𝓒𝓻𝓲𝓪𝓷𝓬̧𝓪 𝓭𝓮𝓲𝔁𝓸-𝓵𝓱𝓮 𝓪𝓵𝓰𝓾𝓶𝓪𝓼 𝓭𝓲𝓬𝓪𝓼 𝓭𝓮 𝓬𝓸𝓶𝓸 𝓯𝓪𝓵𝓪𝓻 𝓬𝓸𝓶 𝓸𝓼 𝓯𝓲𝓵𝓱𝓸𝓼 𝓼𝓸𝓫𝓻𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓮 𝓲𝓷𝓬𝓮𝓷𝓽𝓲𝓿𝓪́-𝓵𝓸𝓼 𝓪 𝓹𝓸𝓾𝓹𝓪𝓻𝓮𝓶.

𝓔𝓶 𝓹𝓻𝓲𝓶𝓮𝓲𝓻𝓸 𝓵𝓾𝓰𝓪𝓻 𝓮́ 𝓲𝓶𝓹𝓸𝓻𝓽𝓪𝓷𝓽𝓮 𝓮𝔁𝓹𝓵𝓲𝓬𝓪𝓻 𝓪 𝓭𝓲𝓯𝓮𝓻𝓮𝓷𝓬̧𝓪 𝓮𝓷𝓽𝓻𝓮 𝓭𝓮𝓼𝓮𝓳𝓸 𝓮 𝓷𝓮𝓬𝓮𝓼𝓼𝓲𝓭𝓪𝓭𝓮, 𝓭𝓮 𝓯𝓸𝓻𝓶𝓪 𝓪 𝓺𝓾𝓮 𝓬𝓸𝓷𝓼𝓲𝓰𝓪𝓶 𝓵𝓸𝓰𝓸 𝓭𝓲𝓼𝓽𝓲𝓷𝓰𝓾𝓲𝓻 𝓭𝓮𝓼𝓭𝓮 𝓽𝓮𝓷𝓻𝓪 𝓲𝓭𝓪𝓭𝓮 𝓪𝓼 𝓬𝓸𝓲𝓼𝓪𝓼 𝓺𝓾𝓮 𝓬𝓸𝓶𝓹𝓻𝓪𝓶𝓸𝓼 𝓹𝓸𝓻𝓺𝓾𝓮 “𝓺𝓾𝓮𝓻𝓮𝓶𝓸𝓼” 𝓭𝓪𝓺𝓾𝓮𝓵𝓪𝓼 𝓺𝓾𝓮 𝓬𝓸𝓶𝓹𝓻𝓪𝓶𝓸𝓼 𝓹𝓸𝓻𝓺𝓾𝓮 “𝓹𝓻𝓮𝓬𝓲𝓼𝓪𝓶𝓸𝓼”.

𝓐𝓹𝓻𝓸𝓿𝓮𝓲𝓽𝓮 𝓹𝓪𝓻𝓪 𝓯𝓪𝓵𝓪𝓻 𝓼𝓸𝓫𝓻𝓮 𝓸 𝓺𝓾𝓮 𝓮́ 𝓬𝓪𝓻𝓸 𝓮 𝓫𝓪𝓻𝓪𝓽𝓸, 𝓮𝔁𝓹𝓵𝓲𝓬𝓪𝓷𝓭𝓸 𝓸 𝓬𝓸𝓷𝓬𝓮𝓲𝓽𝓸 𝓪𝓽𝓻𝓪𝓿𝓮́𝓼 𝓭𝓮 𝓬𝓸𝓶𝓹𝓪𝓻𝓪𝓬̧𝓸̃𝓮𝓼 𝓼𝓲𝓶𝓹𝓵𝓮𝓼 𝓷𝓪𝓼 𝓲𝓭𝓪𝓭𝓮𝓼 𝓶𝓪𝓲𝓼 𝓷𝓸𝓿𝓪𝓼. 𝓒𝓸𝓶 𝓸𝓼 𝓪𝓭𝓸𝓵𝓮𝓼𝓬𝓮𝓷𝓽𝓮𝓼 𝓹𝓻𝓸𝓬𝓾𝓻𝓮 𝓯𝓪𝓵𝓪𝓻 𝓬𝓸𝓶 𝓮𝓵𝓮𝓼 𝓪𝓫𝓮𝓻𝓽𝓪𝓶𝓮𝓷𝓽𝓮 𝓼𝓸𝓫𝓻𝓮 𝓸 𝓺𝓾𝓮 𝓬𝓸𝓷𝓼𝓲𝓭𝓮𝓻𝓪𝓶 𝓬𝓪𝓻𝓸 𝓸𝓾 𝓫𝓪𝓻𝓪𝓽𝓸, 𝓪𝓽𝓮́ 𝓹𝓸𝓻𝓺𝓾𝓮 𝓶𝓾𝓲𝓽𝓪𝓼 𝓿𝓮𝔃𝓮𝓼 𝓽𝓮𝓷𝓭𝓮𝓶 𝓪 𝓬𝓸𝓶𝓹𝓪𝓻𝓪𝓻-𝓼𝓮 𝓬𝓸𝓶 𝓸𝓼 𝓸𝓾𝓽𝓻𝓸𝓼, 𝓼𝓮𝓳𝓪𝓶 𝓪𝓶𝓲𝓰𝓸𝓼, 𝓼𝓮𝓳𝓪𝓶 𝓲𝓷𝓯𝓵𝓾𝓮𝓷𝓬𝓲𝓪𝓭𝓸𝓻𝓮𝓼 𝓺𝓾𝓮 𝓪𝓬𝓸𝓶𝓹𝓪𝓷𝓱𝓮𝓶 𝓷𝓪𝓼 𝓻𝓮𝓭𝓮𝓼 𝓼𝓸𝓬𝓲𝓪𝓲𝓼 𝓮 𝓺𝓾𝓮 𝓽𝓮̂𝓶 𝓼𝓲𝓽𝓾𝓪𝓬̧𝓸̃𝓮𝓼 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪𝓼 𝓶𝓾𝓲𝓽𝓸 𝓭𝓲𝓼𝓽𝓲𝓷𝓽𝓪𝓼 𝓭𝓪 𝓼𝓾𝓪.

𝓞 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸 𝓬𝓸𝓷𝓽𝓲𝓷𝓾𝓪 𝓪 𝓼𝓮𝓻 𝓾𝓶𝓪 𝓮𝔁𝓬𝓮𝓵𝓮𝓷𝓽𝓮 𝓯𝓮𝓻𝓻𝓪𝓶𝓮𝓷𝓽𝓪 𝓹𝓪𝓻𝓪 𝓮𝓷𝓼𝓲𝓷𝓪𝓻 𝓪 𝓹𝓸𝓾𝓹𝓪𝓻, 𝓸𝓾 𝓪 𝓰𝓾𝓪𝓻𝓭𝓪𝓻 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸. 𝓔́ 𝓲𝓶𝓹𝓸𝓻𝓽𝓪𝓷𝓽𝓮 𝓺𝓾𝓮 𝓪𝓼 𝓬𝓻𝓲𝓪𝓷𝓬̧𝓪𝓼 𝓹𝓮𝓻𝓬𝓮𝓫𝓪𝓶 𝓺𝓾𝓮 𝓹𝓸𝓾𝓹𝓪𝓷𝓬̧𝓪 𝓮́ 𝓬𝓸𝓷𝓼𝓾𝓶𝓸 𝓯𝓾𝓽𝓾𝓻𝓸. 𝓞𝓾 𝓼𝓮𝓳𝓪, 𝓮𝓾 𝓪𝓫𝓭𝓲𝓬𝓸 𝓭𝓮 𝓬𝓸𝓷𝓼𝓾𝓶𝓲𝓻 𝓱𝓸𝓳𝓮 (𝓹𝓸𝓾𝓹𝓸) 𝓹𝓪𝓻𝓪 𝓬𝓸𝓷𝓼𝓾𝓶𝓲𝓻 𝓪𝓶𝓪𝓷𝓱𝓪̃. 𝓤𝓽𝓲𝓵𝓲𝔃𝓮 𝓬𝓸𝓶𝓸 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸 𝓾𝓶 𝓻𝓮𝓬𝓲𝓹𝓲𝓮𝓷𝓽𝓮 𝓶𝓪𝓲𝓼 𝓸𝓾 𝓶𝓮𝓷𝓸𝓼 𝓽𝓻𝓪𝓷𝓼𝓹𝓪𝓻𝓮𝓷𝓽𝓮, 𝓹𝓪𝓻𝓪 𝓺𝓾𝓮 𝓪 𝓬𝓻𝓲𝓪𝓷𝓬̧𝓪 𝓹𝓸𝓼𝓼𝓪 𝓿𝓮𝓻 𝓸 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓬𝓻𝓮𝓼𝓬𝓮𝓻. 𝓢𝓮𝓻𝓿𝓮 𝓹𝓪𝓻𝓪 𝓲𝓷𝓬𝓮𝓷𝓽𝓲𝓿𝓪𝓻 𝓪 𝓹𝓸𝓾𝓹𝓪𝓻.

𝓐𝓲𝓷𝓭𝓪 𝓭𝓮𝓷𝓽𝓻𝓸 𝓭𝓸𝓼 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸𝓼 𝓮́ 𝓲𝓷𝓽𝓮𝓻𝓮𝓼𝓼𝓪𝓷𝓽𝓮 𝓾𝓽𝓲𝓵𝓲𝔃𝓪𝓻 𝓪 𝓽𝓮́𝓬𝓷𝓲𝓬𝓪𝓼 𝓭𝓸𝓼 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸𝓼-𝓸𝓫𝓳𝓮𝓽𝓲𝓿𝓸. 𝓞𝓾 𝓼𝓮𝓳𝓪, 𝓽𝓮𝓻 𝓶𝓪𝓲𝓼 𝓭𝓸 𝓺𝓾𝓮 𝓾𝓶 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸. 𝓢𝓮𝓰𝓾𝓲𝓷𝓭𝓸 𝓪𝓼 𝓶𝓮𝓵𝓱𝓸𝓻𝓮𝓼 𝓹𝓻𝓪́𝓽𝓲𝓬𝓪𝓼 𝓭𝓮 𝓰𝓮𝓼𝓽𝓪̃𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪 𝓪 𝓷𝓲́𝓿𝓮𝓵 𝓲𝓷𝓽𝓮𝓻𝓷𝓪𝓬𝓲𝓸𝓷𝓪𝓵 𝓹𝓸𝓭𝓮 𝓽𝓮𝓻 𝓽𝓻𝓮̂𝓼 𝓸𝓾 𝓺𝓾𝓪𝓽𝓻𝓸 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸𝓼:

𝓖𝓪𝓼𝓽𝓪𝓻 𝓷𝓸 𝓒𝓾𝓻𝓽𝓸 𝓟𝓻𝓪𝔃𝓸 𝓹𝓪𝓻𝓪 𝓪𝓵𝓰𝓸 𝓺𝓾𝓮 𝓺𝓾𝓮𝓲𝓻𝓪 𝓬𝓸𝓶𝓹𝓻𝓪𝓻 𝓷𝓸 𝓲𝓶𝓮𝓭𝓲𝓪𝓽𝓸;

𝓟𝓸𝓾𝓹𝓪𝓻 𝓹𝓪𝓻𝓪 𝓾𝓶 𝓞𝓫𝓳𝓮𝓽𝓲𝓿𝓸 𝓮𝓼𝓹𝓮𝓬𝓲́𝓯𝓲𝓬𝓸 𝓹𝓸𝓭𝓮 𝓼𝓮𝓻 𝓾𝓶 𝓳𝓸𝓰𝓸 𝓺𝓾𝓮 𝓺𝓾𝓮𝓲𝓻𝓪;

𝓘𝓷𝓿𝓮𝓼𝓽𝓲𝓻 𝓹𝓪𝓻𝓪 𝓵𝓸𝓷𝓰𝓸 𝓹𝓻𝓪𝔃𝓸, 𝓸𝓾 𝓼𝓮𝓳𝓪, 𝓹𝓪𝓻𝓽𝓮 𝓭𝓸 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓺𝓾𝓮 𝓻𝓮𝓬𝓮𝓫𝓮 𝓭𝓸𝓼 𝓹𝓻𝓮𝓼𝓮𝓷𝓽𝓮𝓼 𝓹𝓪𝓻𝓪 𝓹𝓸𝓾𝓹𝓪𝓻 𝓹𝓪𝓻𝓪 𝓾𝓷𝓲𝓿𝓮𝓻𝓼𝓲𝓭𝓪𝓭𝓮, 𝓬𝓪𝓻𝓻𝓸, 𝓮𝓽𝓬. 𝓢𝓮𝓷𝓭𝓸 𝓺𝓾𝓮 𝓮𝓼𝓼𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓹𝓸𝓭𝓮𝓻𝓪́ 𝓼𝓮𝓻 𝓪𝓹𝓵𝓲𝓬𝓪𝓭𝓸 𝓮𝓶 𝓪𝓵𝓰𝓾𝓶 𝓹𝓻𝓸𝓭𝓾𝓽𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓸, 𝓭𝓮𝓹𝓮𝓷𝓭𝓮𝓷𝓭𝓸 𝓭𝓸 𝓹𝓻𝓪𝔃𝓸. 𝓝𝓸 𝓹𝓸𝓭𝓬𝓪𝓼𝓽 𝓜𝓸𝓷𝓮𝔂𝓑𝓪𝓻 𝓯𝓪𝓵𝓸 𝓭𝓮 𝓺𝓾𝓪𝓲𝓼 𝓪𝓼 𝓪𝓵𝓽𝓮𝓻𝓷𝓪𝓽𝓲𝓿𝓪𝓼 𝓪̀𝓼 𝓬𝓸𝓷𝓽𝓪𝓼 𝓹𝓸𝓾𝓹𝓪𝓷𝓬̧𝓪 𝓹𝓪𝓻𝓪 𝓬𝓻𝓲𝓪𝓷𝓬̧𝓪𝓼 𝓺𝓾𝓮 𝓪𝓽𝓾𝓪𝓵𝓶𝓮𝓷𝓽𝓮 𝓷𝓪̃𝓸 𝓪𝓹𝓻𝓮𝓼𝓮𝓷𝓽𝓪𝓶 𝓻𝓮𝓷𝓽𝓪𝓫𝓲𝓵𝓲𝓭𝓪𝓭𝓮𝓼 𝓲𝓷𝓽𝓮𝓻𝓮𝓼𝓼𝓪𝓷𝓽𝓮𝓼. 𝓐𝓵𝓲𝓪́𝓼, 𝓪 𝓶𝓪𝓲𝓸𝓻𝓲𝓪, 𝓷𝓮𝓶 𝓬𝓸𝓷𝓼𝓮𝓰𝓾𝓮 𝓼𝓾𝓹𝓮𝓻𝓪𝓻 𝓪 𝓲𝓷𝓯𝓵𝓪𝓬̧𝓪̃𝓸, 𝓸𝓾 𝓼𝓮𝓳𝓪, 𝓷𝓪̃𝓸 𝓻𝓮𝓷𝓭𝓮𝓶 𝓷𝓪𝓭𝓪.

𝓟𝓸𝓻 𝓯𝓲𝓶, 𝓸 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸 “𝓭𝓸𝓪𝓻” 𝓹𝓪𝓻𝓪 𝓽𝓪𝓶𝓫𝓮́𝓶 𝓹𝓮𝓻𝓬𝓮𝓫𝓮𝓻𝓮𝓶 𝓺𝓾𝓮 𝓿𝓲𝓿𝓮𝓶𝓸𝓼 𝓮𝓶 𝓬𝓸𝓶𝓾𝓷𝓲𝓭𝓪𝓭𝓮 𝓮 𝓷𝓪̃𝓸 𝓯𝓮𝓬𝓱𝓪𝓭𝓸𝓼 𝓼𝓸𝓫𝓻𝓮 𝓷𝓸́𝓼 𝓶𝓮𝓼𝓶𝓸 𝓮 𝓺𝓾𝓮 𝓹𝓸𝓭𝓮𝓶𝓸𝓼 𝓪𝓳𝓾𝓭𝓪𝓻 𝓸 𝓹𝓻𝓸́𝔁𝓲𝓶𝓸.

𝓒𝓵𝓪𝓻𝓸 𝓺𝓾𝓮 𝓹𝓸𝓭𝓮𝓶 𝓽𝓮𝓻 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸𝓼-𝓸𝓫𝓳𝓮𝓽𝓲𝓿𝓸𝓼 𝓹𝓪𝓻𝓪 𝓭𝓲𝓯𝓮𝓻𝓮𝓷𝓽𝓮𝓼 𝓬𝓸𝓶𝓹𝓻𝓪𝓼: 𝓾𝓶 𝓼𝓸́ 𝓹𝓪𝓻𝓪 𝓪 𝓫𝓲𝓬𝓲𝓬𝓵𝓮𝓽𝓪, 𝓸𝓾𝓽𝓻𝓸 𝓹𝓪𝓻𝓪 𝓪 𝓬𝓸𝓷𝓼𝓸𝓵𝓪, 𝓮𝓽𝓬. 𝓔́ 𝓲𝓶𝓹𝓸𝓻𝓽𝓪𝓷𝓽𝓮 𝓭𝓮𝓲𝔁𝓪𝓻 𝓪 𝓬𝓻𝓲𝓪𝓷𝓬̧𝓪 𝓭𝓮𝓯𝓲𝓷𝓲𝓻 𝓸𝓼 𝓼𝓮𝓾𝓼 𝓸𝓫𝓳𝓮𝓽𝓲𝓿𝓸𝓼 𝓮 𝓼𝓮𝓶𝓹𝓻𝓮 𝓺𝓾𝓮 𝓻𝓮𝓬𝓮𝓫𝓮𝓻 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓬𝓸𝓵𝓸𝓺𝓾𝓮 𝓪 𝓺𝓾𝓮𝓼𝓽𝓪̃𝓸: 𝓺𝓾𝓮𝓻𝓮𝓼 𝓰𝓪𝓼𝓽𝓪𝓻 𝓽𝓾𝓭𝓸 𝓮𝓶 𝓰𝓮𝓵𝓪𝓭𝓸 𝓸𝓾 𝓹𝓸𝓾𝓹𝓪𝓻 𝓾𝓶𝓪 𝓹𝓪𝓻𝓽𝓮 𝓽𝓪𝓶𝓫𝓮́𝓶 𝓹𝓪𝓻𝓪 𝓸 𝓶𝓮𝓪𝓵𝓱𝓮𝓲𝓻𝓸 𝓭𝓪 𝓫𝓲𝓬𝓲𝓬𝓵𝓮𝓽𝓪? 𝓔́ 𝓲𝓶𝓹𝓸𝓻𝓽𝓪𝓷𝓽𝓮 𝓺𝓾𝓮 𝓬𝓸𝓶𝓮𝓬𝓮𝓶 𝓪 𝓽𝓸𝓶𝓪𝓻 𝓭𝓮𝓬𝓲𝓼𝓸̃𝓮𝓼 𝓮 𝓹𝓮𝓻𝓬𝓮𝓫𝓪𝓶 𝓺𝓾𝓪𝓷𝓭𝓸 𝓯𝓪𝔃𝓮𝓶 𝓾𝓶𝓪 𝓮𝓼𝓬𝓸𝓵𝓱𝓪 𝓪𝓫𝓭𝓲𝓬𝓪𝓶 𝓭𝓮 𝓸𝓾𝓽𝓻𝓪. 𝓔́ 𝓫𝓪𝓼𝓮 𝓭𝓪 𝓰𝓮𝓼𝓽𝓪̃𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪.

𝓤𝓶𝓪 𝓸́𝓽𝓲𝓶𝓪 𝓮𝓼𝓽𝓻𝓪𝓽𝓮́𝓰𝓲𝓪 𝓮́ 𝓪 𝓰𝓪𝓶𝓲𝓯𝓲𝓬𝓪𝓬̧𝓪̃𝓸 𝓭𝓪 𝓮𝓭𝓾𝓬𝓪𝓬̧𝓪̃𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪. 𝓕𝓪𝓬̧𝓪 𝓭𝓮𝓼𝓪𝓯𝓲𝓸𝓼 𝓹𝓸𝓻 𝓮𝔁𝓮𝓶𝓹𝓵𝓸 𝓷𝓪𝓼 𝓬𝓸𝓶𝓹𝓻𝓪𝓼. 𝓟𝓮𝓬̧𝓪 𝓪𝓳𝓾𝓭𝓪 𝓹𝓪𝓻𝓪 𝓮𝓷𝓬𝓸𝓷𝓽𝓻𝓪𝓻𝓮𝓶 𝓸 𝓹𝓻𝓮𝓬̧𝓸 𝓶𝓪𝓲𝓼 𝓫𝓪𝓲𝔁𝓸 𝓬𝓸𝓶𝓹𝓪𝓻𝓪𝓷𝓭𝓸 𝓸 𝓹𝓻𝓮𝓬̧𝓸 𝓹𝓸𝓻 𝓵𝓲𝓽𝓻𝓸 𝓸𝓾 𝓹𝓸𝓻 𝓺𝓾𝓲𝓵𝓸. 𝓓𝓲𝓰𝓪-𝓵𝓱𝓮 𝓺𝓾𝓮 𝓽𝓮̂𝓶 𝓬𝓲𝓷𝓬𝓸 𝓮𝓾𝓻𝓸𝓼 𝓮 𝓺𝓾𝓮 𝓽𝓮𝓶 𝓭𝓮 𝓬𝓸𝓶𝓹𝓻𝓪𝓻 𝓾𝓶 𝓵𝓪𝓷𝓬𝓱𝓮 𝓺𝓾𝓮 𝓲𝓷𝓬𝓵𝓾𝓪 𝓫𝓮𝓫𝓲𝓭𝓪, 𝓹𝓪̃𝓸 𝓮 𝓯𝓻𝓾𝓽𝓪 𝓮 𝓺𝓾𝓮 𝓽𝓮𝓶 𝓭𝓮 𝓬𝓪𝓫𝓮𝓻 𝓷𝓸 𝓸𝓻𝓬̧𝓪𝓶𝓮𝓷𝓽𝓸. 𝓠𝓾𝓪𝓷𝓭𝓸 𝓱𝓪́ 𝓲𝓻𝓶𝓪̃𝓸𝓼 𝓮́ 𝓶𝓾𝓲𝓽𝓸 𝓲𝓷𝓽𝓮𝓻𝓮𝓼𝓼𝓪𝓷𝓽𝓮 𝓿𝓮𝓻 𝓪𝓼 𝓮𝓼𝓬𝓸𝓵𝓱𝓪𝓼 𝓺𝓾𝓮 𝓯𝓪𝔃𝓮𝓶 𝓮 𝓬𝓸𝓶𝓹𝓪𝓻𝓪𝓶 𝓭𝓮𝓹𝓸𝓲𝓼. 𝓒𝓸𝓷𝓿𝓮𝓻𝓼𝓮𝓶 𝓼𝓸𝓫𝓻𝓮 𝓪𝓼 𝓮𝓼𝓬𝓸𝓵𝓱𝓪𝓼. 𝓐𝓹𝓻𝓸𝓿𝓮𝓲𝓽𝓮 𝓽𝓪𝓶𝓫𝓮́𝓶 𝓹𝓪𝓻𝓪 𝓮𝔁𝓹𝓵𝓸𝓻𝓪𝓻 𝓳𝓸𝓰𝓸𝓼 𝓬𝓸𝓶𝓸 𝓸 𝓜𝓸𝓷𝓸𝓹𝓸́𝓵𝓲𝓸 𝓸𝓾 𝓸𝓾𝓽𝓻𝓸𝓼.

𝓐 𝓼𝓮𝓶𝓪𝓷𝓪𝓭𝓪 𝓸𝓾 𝓶𝓮𝓼𝓪𝓭𝓪 𝓽𝓪𝓶𝓫𝓮́𝓶 𝓼𝓪̃𝓸 𝓾𝓶𝓪 𝓫𝓸𝓪 𝓯𝓸𝓻𝓶𝓪 𝓹𝓪𝓻𝓪 𝓪𝓼 𝓬𝓻𝓲𝓪𝓷𝓬̧𝓪𝓼 𝓮 𝓳𝓸𝓿𝓮𝓷𝓼 𝓬𝓸𝓶𝓮𝓬̧𝓪𝓻𝓮𝓶 𝓪 𝓰𝓮𝓻𝓲𝓻 𝓸 𝓹𝓻𝓲𝓶𝓮𝓲𝓻𝓸 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸. 𝓝𝓸𝓽𝓪𝓼 𝓲𝓶𝓹𝓸𝓻𝓽𝓪𝓷𝓽𝓮𝓼: 𝓺𝓾𝓪𝓷𝓭𝓸 𝓰𝓪𝓼𝓽𝓪𝓶 𝓽𝓾𝓭𝓸 𝓷𝓪̃𝓸 𝓭𝓮𝓿𝓮 𝓭𝓪𝓻 𝓶𝓪𝓲𝓼 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸 𝓮 𝓽𝓮̂𝓶 𝓭𝓮 𝓮𝓼𝓹𝓮𝓻𝓪𝓻 𝓪𝓽𝓮́ 𝓪𝓸 𝓭𝓲𝓪 𝓭𝓮 𝓻𝓮𝓬𝓮𝓫𝓮𝓻𝓮𝓶 𝓭𝓮 𝓷𝓸𝓿𝓸; 𝓷𝓪̃𝓸 𝓯𝓪𝓬̧𝓪 𝓭𝓮𝓹𝓮𝓷𝓭𝓮𝓻 𝓹𝓪𝓻𝓽𝓮 𝓭𝓮 𝓽𝓪𝓻𝓮𝓯𝓪𝓼 𝓭𝓮 𝓬𝓪𝓼𝓪 𝓺𝓾𝓮 𝓬𝓸𝓷𝓼𝓲𝓭𝓮𝓻𝓪 𝓷𝓸𝓻𝓶𝓪𝓲𝓼 𝓺𝓾𝓮 𝓭𝓮𝓿𝓮𝓶 𝓯𝓪𝔃𝓮𝓻 𝓭𝓮 𝓭𝓲𝓷𝓱𝓮𝓲𝓻𝓸; 𝓮 𝓪𝓽𝓮́ 𝓪𝓸𝓼 𝟏𝟑 𝓪𝓷𝓸𝓼, 𝓶𝓪𝓲𝓼 𝓸𝓾 𝓶𝓮𝓷𝓸𝓼, 𝓪 𝓼𝓮𝓶𝓪𝓷𝓪𝓭𝓪 𝓯𝓾𝓷𝓬𝓲𝓸𝓷𝓪 𝓶𝓮𝓵𝓱𝓸𝓻 (𝓬𝓸𝓶 𝓿𝓪𝓵𝓸𝓻𝓮𝓼 𝓪𝓭𝓮𝓺𝓾𝓪𝓭𝓸𝓼 𝓪̀ 𝓲𝓭𝓪𝓭𝓮) 𝓮 𝓪 𝓹𝓪𝓻𝓽𝓲𝓻 𝓭𝓪𝓲́ 𝓹𝓸𝓭𝓮𝓻𝓪́ 𝓶𝓪𝓷𝓽𝓮𝓻 𝓪 𝓹𝓮𝓻𝓲𝓸𝓭𝓲𝓬𝓲𝓭𝓪𝓭𝓮 𝓼𝓮𝓶𝓪𝓷𝓪𝓵 𝓸𝓾 𝓹𝓪𝓼𝓼𝓪𝓻 𝓹𝓪𝓻𝓪 𝓶𝓮𝓷𝓼𝓪𝓵.

𝓢𝓮𝓳𝓪 𝓸 𝓮𝔁𝓮𝓶𝓹𝓵𝓸. 𝓔́ 𝓬𝓸𝓷𝓽𝓻𝓪𝓹𝓻𝓸𝓭𝓾𝓬𝓮𝓷𝓽𝓮 𝓮𝓷𝓼𝓲𝓷𝓪𝓻 𝓸𝓼 𝓯𝓲𝓵𝓱𝓸𝓼 𝓪 𝓹𝓸𝓾𝓹𝓪𝓻 𝓮, 𝓪𝓸 𝓶𝓮𝓼𝓶𝓸 𝓽𝓮𝓶𝓹𝓸, 𝓭𝓮𝓲𝔁𝓪́-𝓵𝓸𝓼 𝓿𝓮𝓻𝓮𝓶 𝓸 𝓹𝓪𝓲 𝓸𝓾 𝓪 𝓶𝓪̃𝓮 𝓪 𝓼𝓮𝓻𝓮𝓶 𝓬𝓸𝓷𝓼𝓾𝓶𝓲𝓼𝓽𝓪𝓼, 𝓬𝓸𝓶𝓹𝓻𝓪𝓷𝓭𝓸 𝓿𝓪́𝓻𝓲𝓪𝓼 𝓬𝓸𝓲𝓼𝓪𝓼 𝓭𝓮𝓼𝓷𝓮𝓬𝓮𝓼𝓼𝓪́𝓻𝓲𝓪𝓼.

𝓔 𝓷𝓪̃𝓸 𝓶𝓮𝓷𝓸𝓼 𝓲𝓶𝓹𝓸𝓻𝓽𝓪𝓷𝓽𝓮: 𝓭𝓮𝓲𝔁𝓮-𝓸𝓼 𝓮𝓻𝓻𝓪𝓻. 𝓞𝓼 𝓮𝓻𝓻𝓸𝓼 𝓯𝓪𝔃𝓮𝓶 𝓹𝓪𝓻𝓽𝓮 𝓭𝓪 𝓪𝓹𝓻𝓮𝓷𝓭𝓲𝔃𝓪𝓰𝓮𝓶. 𝓝𝓪̃𝓸 𝓬𝓻𝓲𝓽𝓲𝓺𝓾𝓮 𝓸 𝓮𝓻𝓻𝓸 𝓮 𝓷𝓮𝓶 𝓽𝓸𝓻𝓷𝓮 𝓪 𝓯𝓪𝓵𝓱𝓪 𝓬𝓸𝓶𝓸 𝓪𝓵𝓰𝓸 𝓷𝓮𝓰𝓪𝓽𝓲𝓿𝓸. 𝓐𝓳𝓾𝓭𝓮-𝓸𝓼 𝓪 𝓬𝓸𝓶𝓹𝓻𝓮𝓮𝓷𝓭𝓮𝓻 𝓸 𝓺𝓾𝓮 𝓯𝓲𝔃𝓮𝓻𝓪𝓶 𝓮 𝓺𝓾𝓮 𝓾𝓶 𝓬𝓪𝓶𝓲𝓷𝓱𝓸 𝓭𝓲𝓯𝓮𝓻𝓮𝓷𝓽𝓮 𝓹𝓸𝓭𝓮𝓻𝓲𝓪 𝓼𝓮𝓻 𝓶𝓪𝓲𝓼 𝓫𝓮𝓷𝓮́𝓯𝓲𝓬𝓸. 𝓟𝓮𝓷𝓪𝓵𝓲𝔃𝓪𝓻 𝓪 𝓯𝓪𝓵𝓱𝓪𝓻 𝓮́ 𝓬𝓸𝓷𝓭𝓲𝓬𝓲𝓸𝓷𝓪𝓻 𝓸 𝓬𝓻𝓮𝓼𝓬𝓲𝓶𝓮𝓷𝓽𝓸. 𝓔𝓶 𝓽𝓮𝓻𝓶𝓸𝓼 𝓭𝓮 𝓬𝓸𝓶𝓹𝓸𝓻𝓽𝓪𝓶𝓮𝓷𝓽𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓸 𝓿𝓮𝓻𝓲𝓯𝓲𝓬𝓪𝓶𝓸𝓼 𝓭𝓮𝓹𝓸𝓲𝓼 𝓸 𝓲𝓶𝓹𝓪𝓬𝓽𝓸 𝓷𝓪 𝓲𝓭𝓪𝓭𝓮 𝓪𝓭𝓾𝓵𝓽𝓪.

𝓠𝓾𝓪𝓷𝓽𝓸 𝓶𝓪𝓲𝓼 𝓮 𝓶𝓮𝓵𝓱𝓸𝓻 𝓮𝓭𝓾𝓬𝓪𝓬̧𝓪̃𝓸 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪 𝓸𝓼 𝓷𝓸𝓼𝓼𝓸𝓼 𝓯𝓲𝓵𝓱𝓸𝓼 𝓽𝓲𝓿𝓮𝓻𝓮𝓶, 𝓶𝓮𝓵𝓱𝓸𝓻 𝓹𝓻𝓮𝓹𝓪𝓻𝓪𝓭𝓸𝓼 𝓮𝓼𝓽𝓪𝓻𝓪̃𝓸 𝓷𝓸 𝓯𝓾𝓽𝓾𝓻𝓸 𝓹𝓪𝓻𝓪 𝓼𝓮𝓻𝓮𝓶 𝓬𝓲𝓭𝓪𝓭𝓪̃𝓸𝓼 𝓯𝓲𝓷𝓪𝓷𝓬𝓮𝓲𝓻𝓪𝓶𝓮𝓷𝓽𝓮 𝓶𝓪𝓲𝓼 𝓻𝓮𝓼𝓹𝓸𝓷𝓼𝓪́𝓿𝓮𝓲𝓼 𝓮 𝓼𝓪𝓫𝓮𝓻𝓮𝓶 𝓰𝓮𝓻𝓲𝓻 𝓪𝓼 𝓼𝓾𝓪𝓼 𝓯𝓲𝓷𝓪𝓷𝓬̧𝓪𝓼 𝓹𝓮𝓼𝓼𝓸𝓪𝓲𝓼. 𝓒𝓸𝓶𝓮𝓬𝓮 𝓳𝓪́ 𝓱𝓸𝓳𝓮 𝓪 𝓮𝓷𝓼𝓲𝓷𝓪𝓻 𝓸𝓼 𝓼𝓮𝓾𝓼 𝓯𝓲𝓵𝓱𝓸𝓼 𝓪 𝓹𝓸𝓾𝓹𝓪𝓻𝓮𝓶!

IN "VISÃO"
29/05/20
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